Loan origination that is truly engaging.

Digital transformation in lending

The personal and business lending industry is experiencing seismic change, as the advance of cloud technology, rapidly changing customer expectations and increased competition apply pressure on traditional lending models.

Meanwhile, more and more customers are moving their financial transactions online. This generational shift in financial services has impacts across all channels and services: branch, broker, and online models are all under pressure to deliver and innovate in an increasingly competitive environment. A fundamental change in consumer behaviour is setting new expectations of lending products and services. Customers are demanding ease of use, 24x7 availability, real-time data and analytics, exceptional customer support, full visibility of all products, and more.

Buy Now Pay Later: Is the boom over or just starting?

BNPL started with specialist operators like Klarna, Affirm and Afterpay. Now its a mainstream feature for many banks and brands. Boom times ahead?

vspry platformMark Harper

Cloud-native loan origination and servicing

VSPRY's cloud-native loan origination and servicing platform empowers your company to build and run scalable applications in modern, dynamic environments such as a public, private, or hybrid cloud. Containers, service meshes, micro-services, immutable infrastructure, and declarative APIs are at the core of our platform, enabling a loosely coupled system that is resilient, manageable, and observable. Combined with robust automation, your company can make high-impact changes frequently and predictably with minimal toil.

Digital signatures: how they work and why they’re vital.

Demystifying digital signatures, exploring how they work and their significant role in ensuring security and authenticity in the online world.

vspry platformAndre Perry

Immutable infrastructure

Each application instance functions as a virtual machine or container. Scalability is achieved via automation – instances are created on demand and destroyed when no longer needed. If one fails to work, a new instance is automatically provisioned for replacement. Our platform embraces immutable infrastructure and offers automatic scaling, self-healing, and zero downtime.

Immutable infrastructure benefits and best practices.

Infrastructure as code enables version control, repeatability, and automation, making managing and deploying infrastructure changes easier.

vspry platformAndre Perry

Product engine

Build lending products in an agile, truly cloud-native way. Configure functionality intuitively, accelerate and simplify integration and maintain new product catalogues without complex customisation.

Designing and implementing AI-based credit scoring.

Key principles, best practices, and strategies that will empower you to design and implement a cutting-edge AI-driven credit scoring system.

vspry platformMark Harper

Atomic, centralised multi-ledger

Consolidate multiple ledger systems and manage the customer account ledger system along with your general ledger. VSPRY’s infinitely scalable cloud platform allows you to manage the growth of transactions and accounts in an atomic, efficient and scalable way.

The backbone of financial transactions is atomic.

The importance of ACID transactions, their role in atomic financial transaction processing, and the benefits they bring to the financial sector.

vspry platformAndre Perry

Loan origination out-of-the-box

Configure application forms for superior user experience and higher conversion rates. Adjust your credit scorecard to meet your business needs and risk parameters. Reach new customer segments with alternative credit scoring techniques. Integrate with your preferred credit bureau, third-party services, and data providers. Brand your entire lending platform with our simple white-label process.

We provide the foundation. You compose your perfect lending business.

Book a demonstration of the vspry platform.

Don’t let your legacy technology hinder your growth. Adopt our cloud-native platform to deliver new customer experiences and business process automation in days, not years. Be nimble. Be very spry.

vspry platformMark Harper

AI credit scoring LLM service

Add our AI solution within a business lending origination flow, which enables smart automation of data structuring, data transformation, and data analysis processes unrivalled in terms of cost, speed and repeatability of functions typically completed by a human, and includes:

• Spreading of financial statements
• Bank transaction analysis and reconciliation to financial statements
• Balance sheet, profit/loss, and cash flow metrics
• Fraud detection and risk score
• Predictive credit risk scores

Platform solutions for financial services

vspry enables financial institutions to accelerate their digital transformation journey to deliver exceptional customer experiences and drive business growth.

vspryMark Harper

Revenue generation

We help financial services businesses to rapidly digitise the most valuable parts of their customer engagement journeys that are today “analogue”.

Modern, agile and integrated banking and fintech solutions are the domain of large players like SAP, Oracle, Tata, and Temenos, with uncommercial pricing models for many businesses in emerging Asia.

Innovation by banks re-shaping the financial landscape.

Innovation goes beyond just customer experience. Leading banks are disrupting themselves, streamlining processes, and enhancing productivity.

vspryMark Harper

Our solutions

We deliver turn-key customer onboarding, loan origination, ledger management, customer loyalty products, and digital card solutions, delivered as a cloud solution in a dedicated project to meet regulatory requirements, with SaaS-like pricing.

Instead of an organisation needing 10 application solution providers pieced together by a systems integrator, vspry delivers a complete stack in a single deployment that is commercially viable for the organisation.

Platform solutions for financial services

vspry enables financial institutions to accelerate their digital transformation journey to deliver exceptional customer experiences and drive business growth.

vspryMark Harper

Our tech

Our tech is cloud native and API-centric, which allows you to get up and running quickly with a platform that unifies core, digital, data, and analytics—and guidance from a team of banking, insurance and cloud experts.

Our pre-packaged implementations are designed to minimise configuration, with more provided out-of-the-box. We help you reduce integration complexity and enable quicker upgrades with an all-in-one designed core.

Unlocking the secrets of a closed-loop payment network.

Seamless transactions and unparalleled benefits from next-gen payment infrastructure so you can own your ecosystem.

vspry platformMark Harper

What you can expect

Our mindset is all about speed, pragmatism, security, and the realisation of benefits.

You can expect us to help you accelerate product launches, digitise manual processes, and improve the quality of the engagement you have with your customers and agents.

A win-win for both parties.