Next-gen core banking that pays back fast.

Digital transformation in banking

The banking industry is experiencing seismic change as the advancement of cloud technology, rapidly changing customer expectations, and increased competition apply pressure on traditional banking models.

Exploring advancements of next-generation core banking technology.

In today’s fast-paced and ever-evolving digital landscape, the banking industry is undergoing a remarkable transformation. The advent of next-generation core banking technology has revolutionised how financial institutions operate, enabling them to provide more efficient, secure, and personalised se…

vspry platformMark Harper

Meanwhile, more and more customers are moving their financial transactions online. This generational shift in banking has impacts across all channels and services: physical branch, online, mobile, retail, and commercial banking services are all under pressure to deliver and innovate in an increasingly competitive environment. A fundamental change in consumer behaviour is setting new expectations of banking products and services. Customers are demanding ease of use, 24x7 availability, real-time data and analytics, exceptional customer support, full visibility of all banking products, and more.

Cloud-native core banking

VSPRY's cloud-native core banking platform empowers your bank to build and run scalable applications in modern, dynamic environments such as a public, private, or hybrid cloud. Containers, service meshes, micro-services, immutable infrastructure, and declarative APIs are at the core of our platform, enabling a loosely coupled system that is resilient, manageable, and observable. Combined with robust automation, your bank can make high-impact changes frequently and predictably with minimal toil.

Choosing the right cloud for your application.

Public, private, and hybrid cloud solutions. Unique features to make an informed decision that aligns with your business objectives.

vspry platformAndre Perry

Secure, immutable infrastructure

Each application instance functions as a virtual machine or container. Scalability is achieved via automation – instances are created on demand and destroyed when no longer needed. If one fails to work, a new instance is automatically provisioned for replacement. Our platform embraces immutable infrastructure and offers automatic scaling, self-healing, and zero downtime.

Zero Trust Model securing your infrastructure and digital assets.

In today’s digital landscape, where cyber threats are becoming increasingly sophisticated, organisations must proactively protect their sensitive data. Traditional security models, which rely on perimeter defences and trust-based access controls, are no longer sufficient in defending against advance…

vspry platformMark Harper

Product engine

Build lending, deposits, payments, current accounts, transactions and accounting products in an agile, truly cloud-native way. Configure functionality intuitively, accelerate and simplify integration and maintain new product catalogues without complex customisation.

We provide the foundation. You compose your perfect banking business.

BI platform to make your data sing and dance.

With Google Looker Studio and Big Query, you can visualise your data and create informative and engaging dashboards.

vspry platformMark Harper

Stored value digital wallets

Tap into the potential of stored value digital wallets. As they are built outside of the existing, expensive and restrictive card payment ecosystems, stored-value digital wallets are a replacement for cash and card-based payment methods. VSPRY’s composable nature, dynamic deposit engine, and comprehensive toolkit give you the power to build your own stored value digital wallet offering with ease. Create, launch, upgrade and enhance unique products while keeping development costs low.

The rise of stored value wallets.

Revolutionising how we stash, manage, and transact our money. From cash to digital.

vspry platformMark Harper

Atomic, centralised multi-ledger

Consolidate multiple ledger systems and manage the customer account ledger system along with your general ledger. VSPRY’s infinitely scalable cloud platform allows you to manage the growth of transactions and accounts in an atomic, efficient and scalable way.

The backbone of financial transaction processing is atomic.

ACID transactions are a fundamental concept in database management, which is crucial in ensuring the integrity and reliability of financial transaction processing. ACID, which stands for Atomicity, Consistency, Isolation, and Durability, defines a set of properties that guarantee the correctness of…

vspry platformMark Harper

Revenue generation

We help financial services businesses to rapidly digitise the most valuable parts of their customer engagement journeys that are today “analogue”.

Modern, agile and integrated banking and fintech solutions are the domain of large players like SAP, Oracle, Tata, and Temenos, with uncommercial pricing models for many businesses in emerging Asia.

Innovation by banks re-shaping the financial landscape.

Innovation goes beyond just customer experience. Leading banks are disrupting themselves, streamlining processes, and enhancing productivity.

vspryMark Harper

Our solutions

We deliver turn-key customer onboarding, loan origination, ledger management, customer loyalty products, and digital card solutions, delivered as a cloud solution in a dedicated project to meet regulatory requirements, with SaaS-like pricing.

Instead of an organisation needing 10 application solution providers pieced together by a systems integrator, vspry delivers a complete stack in a single deployment that is commercially viable for the organisation.

Platform solutions for financial services

vspry enables financial institutions to accelerate their digital transformation journey to deliver exceptional customer experiences and drive business growth.

vspryMark Harper

AI credit scoring LLM service

Add our AI solution within a business lending origination flow, which enables smart automation of data structuring, data transformation, and data analysis processes unrivalled in terms of cost, speed and repeatability of functions typically completed by a human, and includes:

• Spreading of financial statements
• Bank transaction analysis and reconciliation to financial statements
• Balance sheet, profit/loss, and cash flow metrics
• Fraud detection and risk score
• Predictive credit risk scores

Platform solutions for financial services

vspry enables financial institutions to accelerate their digital transformation journey to deliver exceptional customer experiences and drive business growth.

vspryMark Harper

Our tech

Our tech is cloud native and API-centric, which allows you to get up and running quickly with a platform that unifies core, digital, data, and analytics—and guidance from a team of banking, insurance and cloud experts.

Our pre-packaged implementations are designed to minimise configuration, with more provided out-of-the-box. We help you reduce integration complexity and enable quicker upgrades with an all-in-one designed core.

Unlocking the secrets of a closed-loop payment network.

Seamless transactions and unparalleled benefits from next-gen payment infrastructure so you can own your ecosystem.

vspry platformMark Harper

What you can expect

Our mindset is all about speed, pragmatism, security, and the realisation of benefits.

You can expect us to help you accelerate product launches, digitise manual processes, and improve the quality of the engagement you have with your customers and agents.

A win-win for both parties.